General Liability Insurance

For Individuals and Families in TX, CA, OK, AR, TN and AZ
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The Coverage Every Business Needs

Accidents happen—even when you run a tight operation. General Liability Insurance protects your business from costly claims related to bodily injury, property damage, and personal injury. At Affluence Insurance Services, we make sure your liability coverage aligns with your real-world risk—so you can operate with confidence, not concern.

What's Covered

General liability typically includes:

  • Third-Party Bodily Injury

    Covers medical bills and legal fees if someone is injured at your business.

  • Third-Party Property Damage

    Protects you if your business operations accidentally damage someone else’s property.

  • Personal and Advertising Injury

    Covers claims of libel, slander, or advertising-related offenses.

  • Legal Defense Costs

    Includes attorney fees, court costs, and settlement payments related to covered claims.

Insure with Affluence

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Essential for All Business Types

From contractors to consultants, nearly every business faces liability exposure.

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Contract & Lease Ready

Many commercial leases and client contracts require general liability coverage.

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Protection from Financial Strain

A single lawsuit can put a small business at risk—this policy provides a financial safety net.

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Custom Limits & Add-Ons

We help you select the right coverage levels and endorsements to match your risk profile.

Frequently Asked Questions

  • Is general liability required by law?

    It’s not required by law, but it’s often mandated by landlords or clients and is a must-have for protecting your business financially.

  • What’s not covered?

    It doesn’t cover professional errors, employee injuries, or damage to your own property. We offer additional policies to fill those gaps.

  • How much coverage do I need?

    Coverage needs vary based on business size, industry, and client exposure. We’ll help you find the right balance of protection and affordability.

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Get a Quote

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Cover the Gaps That Could Sink Your Business

Get the liability coverage your business can’t go without. Affluence Insurance Services is ready to help you quote and customize the right policy today.